مقاله انگلیسی رایگان در مورد چالش ها و فرصت های پذیرش بانکداری الکترونیکی برای شرکت های کوچک و متوسط – ۲۰۱۹ IEEE

I- Introduction

II- Literature Review

III- Research Methodology

IV- Data Collection and Research Analysis

V- Research Results And Key Findings

III- Conclusion And Recommendations

References

Abstract

This paper focuses on the strengths and weaknesses of in Jordanian E-banking sector. It also discusses the local awareness and familiarization of E-banking in Small to Midsized Enterprises-SMEs of Jordan and gives a consistent assessment of Jordan’s current and future E-banking best practices. This paper initially has used secondary data to provide a study of E-banking in Jordan, how to overcome the hurdles in SMEs of Jordan necessary for SMEs to help facilitate E-banking adoption. The research is subject to top academic journal articles, corporate project data and reports, media articles, government and nongovernment corporation-based documents and other appropriate information. Data were also collected by using interviews from Jordan E-business based organizations those are offering goods and services on electronic channels and professionals involved with E-banking related activities. The study found that E-banking is steadily transforming the way businesses to be conducted and changing the business environment in Jordan. E-banking can provide speedier, faster and reliable services to the customers for which they are relatively happy. E-banking services not only can develop new competitive advantages, it can improve its relationships with customers. As a developing country, Jordan is not fully known about E-banking sector. As a result, this paper also overviews the issues associated with E-banking e.g. cybercrime and try to explore the future challenges and prospects in Jordan. This paper also compares the local E-business sites with worldwide brand E-business sites to make an effective solution of Jordan’s E-banking.

INTRODUCTION

E-banking is the most modernised automated delivery approach of banking products and services through e-communication channels. E-banking approach that enables customers of a bank or other financial institution to conduct a range of financial transactions through the website. This research talks about the remarkable success in E-banking to backing enterprises. Furthermore, this research approaches to fill the gap by emerging valuation of E-banking structure, E-banking achievement and future innovation in Jordan [1]. A. Research Purpose and Scope This research focuses majority on the Jordanian industry. This research also focuses on Jordanian several sectors such as retail, wholesale, distribution, shipping, roads and traffic, investment and banking, land services, logistics etc. Jordan is an emerging country with solid future for growth in E-banking field. If Jordanian customers and enterprises are satisfied with E-banking and overall security: Majority number of people in Jordan will be in the range of facilitation and sophistication of Ebanking services. Potential Jordanian readers will understand about the E-banking transactions. E-banking leads to having a competitive business advantage in locally or internationally. Jordanian workforce will understand security & privacy related issues legislation related issues, so they will contribute more on banking sector. E-banking will help the potential users to gain more profitability and helps to lead the day-to-day life more conveniently [2].