مقاله انگلیسی رایگان در مورد آشکار کردن ارجاع پزشکان از مطالبه سوابق بیمه سلامت – الزویر 2018

1- Introduction

2- Related work

3- The insurance claims database

4- Modeling mutual referrals

5- Discussion of results 6. Conclusion

References

Abstract

Health insurance companies in Brazil have their data about claims organized having the view only for service providers. In this way, they lose the view of physicians’ activity and how physicians share patients. Partnership between physicians can be seen as fruitful, when they team up to help a patient, but could represent an issue as well, when a recommendation to visit another physician occurs only because they work in same clinic. This work took place during a short-term project involving a partnership between our lab and a large health insurance company in Brazil. The goal of the project was to provide insights (with business impact) about physicians’ activity from the analysis of the claims database. This work presents one of the outcomes of the project, i.e., a way of modeling the underlying referrals in the social network of physicians resulting from health insurance claims data. The approach considers the flow of patients through the physician–physician network, highlighting connections where referrals between physicians potentially occurred. We present the results from the analysis of a claims database (detailing 18 months of activity) from the health insurance company we partnered with. The main contribution presented in this paper is the model to reveal mutual referrals between physicians. Results show the proposed model reveals underlying characteristics of physicians’ activity from real health insurance claims data with multiple business applications.

Introduction

Health insurance costs are a main issue of concern in almost every country in the world as budget constraints impact directly on the quality of the service. As a result, health insurance companies have been extensively trying to reach a trade-off between offered services and costs as a way to meet budget constraints. One way for health insurance companies to address those issues is to better understand the complex relationships among the diverse participants of the healthcare systems, including patients, physicians, hospitals, and other service providers. To support this quest, healthcare insurance companies and other health service providers have often a wealth of data from their own operations at their disposal, especially transactional data. In the case of health insurance companies, an important piece of transactional data involves the claims presented by their ecosystem of providers. In the present work, a claim represents a report from a physician or a healthcare service provider to a health insurance company requesting some form of fee related to a patient’s consultation with a physician, a clinical exam, or a medical procedure. Even though claims data may vary, it generally contains at least the ID of the healthcare professional involved in the procedure (it may also be a group of professionals), the ID of the patient, the type of procedure, and time information related to the event. It may include other types of information such as location of the service, pre-authorization codes, etc. Traditionally the analysis of claims data is based on applying statistics and Data Mining methods to the individual elements of the system (physicians, service providers, patients) or to the set of claims. However, healthcare is often provided by collaborative teams of physicians, nurses, and technicians which are connected to each other by often strong professional relationships. Physicians that refer patients to other physicians have clear preferences about who they want to team up with for specific procedures and often are involved in master-apprentice structures. Physicians also have preferences for specific service providers such as hospitals and clinical analysis laboratories. Those recommendations could be good for building patient trust or indicate a fraud when this is not the patient’s will. Similarly, patients establish bonds of trust and reliance with specific physicians or group of physicians.